Video by Smart Property Investment via YouTube
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Getting a mortgage can be quite a challenge if you’re a self-employed business owner, but these experts say getting the prep work right is key to winning lenders’ approval. Smart Property Investment’s Phil Tarrant sits down with Eva Loisance and Rebecca Carlson from Finni Mortgages to discuss the additional hurdles faced by self-employed applicants when securing a mortgage and unpack the current lending environment in the wake of the rate hikes and prevailing business conditions. The trio also looks into misconceptions about getting a loan while self-employed before explaining solutions available to this particular group of borrowers for property financing. Lastly, they talk about the different ways self-employed borrowers can prepare for securing a mortgage, including improving their financial position, organising documentation, working closely with professionals, and more.
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