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116: Asset Allocation 101 and Revealing Millionaire Investment Portfolios

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Podcast by BiggerPockets
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Asset allocation is arguably the most crucial step in building wealth. While most people think just buying rentals is enough, having the money set aside to protect those rentals, and subsidize your business during rough markets, can make or break your real estate portfolio. In the last crash, those entirely in real estate saw their wealth dwindle to nothing while diversified investors held strong, scooping up deals at a steep discount, making millions in the coming decade.

Now, with many investors fearful that we’re on the edge of another crash, James Dainard and Kathy Fettke have stepped in to give advice only multi-decade millionaires know of. Dave, James, and Kathy will be breaking down their exact investment portfolios, walking through what they own, what they don’t, and how they structured their wealth to stay safe without stagnating.

They’ll also share their advice on what to invest in TODAY, how to diversify your portfolio so you don’t get liquidated in the next crash, what they’d buy with $100,000, and “risk-free” investments like bonds still boasting favorable returns. Whether you’re just starting to invest or are looking to optimize your passive income, this episode is for you!

In This Episode We Cover

Asset allocation 101 and why it is SO crucial to building (and keeping) wealth 

Revealing our multimillion-dollar investment portfolios and how we designate our dollars

Kathy’s short-term rental bet and house hacking EVEN while you’re financially free

Geographic diversification vs. asset diversification and whether the market or asset matters more

Protecting yourself during a real estate crash and what James wishes he did last time

Bonds and “risk-free” investments that could give you a stress-free return

And So Much More!

Links from the Show

Find an Agent

Find a Lender

BiggerPockets Forums

BiggerPockets Agent

BiggerPockets Bootcamps

Join BiggerPockets for FREE

On The Market

Join the Future of Real Estate Investing with Fundrise

Connect with Other Investors in the “On The Market” Forums

Subscribe to The “On The Market” YouTube Channel

Dave’s BiggerPockets Profile

Dave’s Instagram

James’ Instagram

James’ BiggerPockets Profile

Kathy’s BiggerPockets Profile

Kathy’s Instagram

The Biggest Real Estate Tax Loophole You’ve (Probably) Never Heard Of

How Much Investment Diversification Is Right for You?

Check the full show notes here: https://www.biggerpockets.com/blog/on-the-market-116

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